
“I’ve got $1 million in the bank, what do I do with it?” Mailbag episode
From Making Cents
Published 12/24/2025

From Making Cents
Published 12/24/2025
Hitting the milestone of $1 million in the bank should feel like financial freedom, but for many people approaching retirement, it’s the moment where the fear kicks in.When a term deposit matures and you’re suddenly responsible for a seven-figure lump sum, the pressure to “not mess it up” can feel…