Retire SMART Podcast

By Retire SMART LLC

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Episodes

Ep 392. Midwestern Work Ethic
We kick things off with a nod to Midwest grit—after Nebraska ranks among the top states for work ethic—and dive into why that reputation is attracting major investment, including massive new data center projects from companies like Google. But with growth comes big questions: energy demand, infrastructure, and whether taxpayers truly benefit.
12 min
Ep 391. Should I Buy a Used Car Now?
Will the Federal Reserve be dissolved or absorbed into the treasury department? How concerned should we be about projections that social security and Medicare have less than a decade of solvency remaining? And is now a good time to buy a new car? David Brooks has answers to these questions in today’s Q&A episode.
11 min
Ep 390. Financial "Court-Side" Concepts
Today, we welcome back Financial Advisor, Sean Swanson. From “travel” and “brackets” to “slam dunks” and “second-half adjustments,” we translate court-side concepts into real-world strategies for retirement, tax planning, and avoiding costly mistakes. It’s a fun, insightful conversation that shows how the right game plan—on or off the court—can make all the difference.
11 min
Ep 389. Rising War Tensions and Our Economy
We start with a little plug-in for “Tax Madness”—a series of high octane videos, breaking down a bracket of 64 everyday taxes to determine which one Americans hate the most. Then we shift to the global stage, unpacking rising tensions in the Middle East, oil market volatility, and what it could mean for the economy here at home. Plus, we dive into inflation data, warning signs in credit markets, and whether comparisons to 2008 hold any real weight.
11 min
Ep 388. More InterState Migration!
In this episode, we tackle a major local headline as Omaha considers a new downtown stadium project—and what it could mean for taxpayers, businesses, and the future of the city. From there, we shift to national trends, breaking down interstate migration, tax policy shifts, and why high earners and major companies are relocating across the country. Plus, we explore new wealth-building opportunities for the next generation, including emerging account strategies that could dramatically impact long-term financial security.
12 min
Ep 387. Retire SMART's Proactive-ness During Unrest and War
During this time of geopolitical unrest and war, what is Retire SMART doing to prepare their clients’ portfolios? If China and Japan are selling American debt, how will that affect our investments? And how far will Nebraska go in the NCAA tournament? David Brooks has answers to these questions in today’s Q&A episode.
9 min
Ep 386. Buying and Selling a Business the Right Way
Today, we sit down with estate planning attorney Colin Kastrick to break down the critical decisions business owners can’t afford to get wrong—from entity selection to buying and selling a business the right way. We also dive into powerful tax strategies around charitable giving, including how donor-advised funds can maximize impact while minimizing tax liability. If you want to keep more of what you earn and build smarter long-term wealth, this is a conversation you don’t want to miss.
12 min
Ep 385. The Strait of Hormuz Ripple Effect
David and Chip break down rising geopolitical tensions and what they really mean for global oil markets, from tanker traffic in the Strait of Hormuz to the surprising signals coming out of futures pricing. Then, they zoom out to the big picture—exploring how AI, shifting labor trends, and demographics could reshape productivity and the future of work. Plus, a look at tax policy headlines and a cautionary tale on wealth, as even a $100 million career doesn’t guarantee financial security.
11 min
Ep 384. The Great Population Migration
In today’s episode, we explore several headlines highlighting how economic forces shape everyday decisions—from the decline of local newspapers to shifting consumer demand in the auto industry. We also examine broader economic trends, including population migration driven by taxes and the unintended consequences of raising minimum wages. Throughout the discussion, we connect current events back to basic economic principles and how they impact communities, businesses, and workers.
10 min
Ep 383. Tucker's Take on the Gold Industry?
What does David think of Tucker Carlson’s latest accusation concerning the gold industry? Is it a good idea for a financial firm to also offer banking services? And with all the uproar about the Omaha streetcar project, is economic development looking to still be its main justification? David Brooks has answers to these questions in today’s Q&A episode.
10 min
Ep 382. Taking Advantage of Today's High Estate Tax Exemptions
Today, David is joined by financial advisor Mike Schudel to discuss why the current tax environment may be one of the most powerful opportunities for estate planning in decades. They discuss how today’s historically high estate tax exemptions could change in the future—and why waiting to plan could cost families significantly. The conversation also covers practical strategies to help protect wealth, reduce taxes, and ensure assets are passed on exactly how you intend.
12 min
Ep 381. Middle East Tensions Rise & Economics
This episode dives into the economic ripple effects of the latest Middle East tensions, including how oil flows, China’s energy dependence, and global strategy are shaping the bigger picture. David also breaks down why markets historically push forward even during wartime and what current tax cuts could mean for American households. Plus, a reality check on AI—cutting through the hype to explain where the real economic impact stands today.
12 min
Ep 380. The Fallout of Omaha Steaks' Big Decision
Today’s discussion covers several timely local and national business stories. David breaks down Omaha Steaks’ controversial decision to stop supplying local restaurants and its PR fallout, covers a regulatory overreach involving a barber-themed lounge, and celebrates Nebraska cities ranking high for work-life balance. The episode wraps with a sobering reminder from BlackRock CEO Larry Fink about retirement savings, emphasizing the importance of planning and personal financial responsibility.
11 min
Ep 379. What Does SMART Stand For?
What is the difference between an exchange-traded fund and a mutual fund? With my husbands’ recent passing, me being 46, and having $450,000 saved, along with having to take withdrawals, I feel lost and don’t know where to start. How can I navigate this? And what does the acronym SMART stand for, in Retire SMART? David Brooks has answers to these questions in today’s Q&A episode.
11 min
Ep 378. What Medicare Does NOT Cover
David is joined by CFP Blake Grimm to break down the latest Medicare updates, including rising Part B premiums and changes to prescription drug costs. They walk through what Medicare actually covers — and what it doesn’t — from dental and vision to long-term care and ambulance rides. If you’re nearing retirement or already on Medicare, this is a must-listen to avoid costly surprises.
11 min
Ep 377. Is AI Helping or Hurting Jobs?
David breaks down the highlights from this year’s State of the Market Address, where people gathered to hear his take on the economy, inflation, and what’s really driving policy decisions. He dives into the Fed’s credibility, the Supreme Court’s tariff ruling, and whether AI is actually moving the needle on economic growth. If you want a no-nonsense perspective on markets and headlines, this one delivers.
12 min
Ep 376. The Slow Downfall of Wall Street
Today, David unpacks Riston’s Law on a global scale — from the Dutch origins of Wall Street to modern wealth migration as countries experiment with taxing unrealized gains. The conversation explores how capital moves where it’s treated best, what that means for investors and retirees, and why proactive tax strategy matters more than ever. Plus, a powerful reminder that retirement isn’t just about money — it’s about purpose, planning, and making sure your life still matters.
13 min
Ep 375. How AI is REALLY Affecting Jobs.
Are tariffs partly to blame with all the rising prices? Where AI would be expected to reduce work, does it actually intensify it? And is President Trump doing too little, too slowly to address the housing situation? David Brooks has answers to these questions in today’s Q&A episode.
8 min
Ep 374. The Most Impactful Retirement Strategy, With Mark Rowlette
This episode features guest financial advisor Mark Rowlett with South Shore Retirement Services; he and David dive into why proactive tax planning is one of the most overlooked — yet most impactful — parts of retirement and wealth strategy. The conversation covers how taxes can erode retirement income, why location and policy matter, and how smart planning can help families keep more of what they’ve earned. If you want to understand the real power of tax strategy, this episode is a must-listen.
13 min
Ep 373. A Little Tax Refund Surprise
Today’s show opens with reflections on leadership, generosity, and community impact before diving into today’s financial news. David and Chip unpack positive inflation data, tax refund surprises, and federal workforce changes, along with a case study on how policy decisions affect businesses and workers. It’s a mix of perspective and practical economics you won’t want to miss.
10 min

Episodes

Ep 392. Midwestern Work Ethic

Ep 391. Should I Buy a Used Car Now?

Ep 390. Financial "Court-Side" Concepts

Ep 389. Rising War Tensions and Our Economy

Ep 388. More InterState Migration!

Ep 387. Retire SMART's Proactive-ness During Unrest and War

Ep 386. Buying and Selling a Business the Right Way

Ep 385. The Strait of Hormuz Ripple Effect

Ep 384. The Great Population Migration

Ep 383. Tucker's Take on the Gold Industry?

Ep 382. Taking Advantage of Today's High Estate Tax Exemptions

Ep 381. Middle East Tensions Rise & Economics

Ep 380. The Fallout of Omaha Steaks' Big Decision

Ep 379. What Does SMART Stand For?

Ep 378. What Medicare Does NOT Cover

Ep 377. Is AI Helping or Hurting Jobs?

Ep 376. The Slow Downfall of Wall Street

Ep 375. How AI is REALLY Affecting Jobs.

Ep 374. The Most Impactful Retirement Strategy, With Mark Rowlette

Ep 373. A Little Tax Refund Surprise